I escaped at 60. Still have not taken SS. Calculating the optimal time to take it, with a spouse becomes complicated. I recently had my wife take hers (at 65). Then I will take mine at 67 and 6 months… and she will begin her spousal benefit.

While deciding I used “maximizemysocialsecurity”… for $39 an excellent purchase. A lot of bad, and incorrect, “free” advice out there. Run the calculations!